| Rule Area | Challenge Rules | Funded Rules | Notes |
|---|---|---|---|
| Profit Target | 10% | None | Challenge RulesReach 10% profit to successfully complete the Challenge. Funded RulesNo profit target. Trade and grow your Funded Account without a required target. |
| Max Drawdown | 6% | 6% | Challenge RulesTrailing Drawdown is applied by default. You can upgrade to Static Drawdown as an optional add-on when purchasing your account. |
| Daily Loss Limit | 5% | 5% | 5% Daily Loss Limit, giving you more room to manage your trades throughout the day. |
| Time Limit | Unlimited | N/A | Challenge RulesNo time limit. Complete the Challenge at your own pace. |
| Leverage | 1:50 | 1:50 | Up to 1:50 leverage, depending on the instrument traded. |
| Consistency Rule | None | None | No consistency rule. Your profits do not need to be evenly distributed across trading days. |
| News Trading | ±3 min | ±3 min | Trading is restricted within 3 minutes before and after News Events. |
| Weekend Holding | Yes | Yes | Yes. You can keep positions open over the weekend. |
| Expert Advisors | Yes | Yes | Yes. Automated trading strategies and Expert Advisors (EAs) are allowed. |
| Trade Copier | Yes | Yes | Yes. Trade copying is allowed, subject to our standard trading rules. |
| Overnight Holding | Yes | Yes | Yes. You can keep positions open overnight. |
| Max Qualified Accounts | Up to $1M | N/A | Challenge RulesYou can have up to 20 qualified accounts. |
| Payout Cap | N/A | None | Funded RulesNo payout cap. There is no limit to how much you can withdraw from your Funded Account. |
| First Payout | N/A | Anytime | Funded RulesRequest your first payout anytime. After that, payouts are available every 30 days. |
| Profit Split | N/A | 80% | Funded RulesKeep 80% of the profits you earn on your Funded Account. |
Trading Rules and Parameters
CFDs — Evaluation and Qualified Account Rules
| Rule Area | Challenge Rules | Funded Rules | Notes |
|---|---|---|---|
| Profit Target | Phase 1 10% / Phase 2 5% | None | Challenge RulesThe profit required to complete each phase. Phase 1 requires 10% and Phase 2 requires 5%. Funded RulesThere is no profit target once the CFD 2 Step account becomes Funded. |
| Daily Loss Limit | 4% | 5% | Challenge RulesThe maximum amount the account can lose during one trading day. For CFD 2 Step Challenge accounts, the limit is 4%. Funded RulesThe maximum amount the Funded account can lose during one trading day. The Funded CFD 2 Step Daily Loss Limit is 5%. |
| Max Drawdown (Static) | 8% | 7% | Challenge RulesThe maximum total loss allowed on the account. The 8% drawdown is static and does not trail upward as the account grows. Funded RulesThe Funded account has a 7% static Maximum Drawdown. It does not trail upward as the account grows, subject to the Lock Upon Payout rule. |
| Leverage | 1:50 | 1:50 | Challenge RulesDetermines the maximum exposure available relative to your account balance. CFD 2 Step offers up to 1:50 leverage. Funded RulesDetermines the maximum exposure available relative to your account balance. CFD 2 Step Funded accounts offer up to 1:50 leverage. |
| Min Trading Days | 4 | 4 | Challenge RulesYou must complete at least 4 trading days in each phase before progressing to the next stage. Funded RulesAt least 4 trading days are required before requesting a withdrawal. |
| News Trading | ±3 min | N/A | Challenge RulesTrading within 3 minutes before or after a News Event is prohibited. |
| Overnight Holding | Yes | Yes | Yes. Positions may be held open overnight on both Challenge and Funded accounts. |
| Weekend Holding | Yes | Yes | Positions may be held open over the weekend. Only Crypto can be actively traded during the weekend. |
| Expert Advisors (EAs) | Yes | Yes | Expert Advisors (EAs) and automated trading strategies are allowed, provided they comply with our Prohibited Trading rules. |
| Trade Copier | Yes | Yes | Expert Advisors (EAs) and automated trading strategies are allowed, provided they comply with our Prohibited Trading rules. |
| Time Limit | No | No | Challenge RulesThere is no maximum time limit for completing the CFD 2 Step Challenge. Funded RulesThere is no maximum time limit on the Funded account. |
| Max Qualified Accounts | Up to $1M | N/A | Challenge RulesThe maximum number of qualified accounts you may have under this account type. |
| Profit Split | N/A | 90% | Funded RulesTraders receive 90% of eligible profits withdrawn from the Funded account. |
| First Payout | N/A | Anytime | Funded RulesThe first withdrawal can be requested at any time, provided the minimum trading day requirement has been met. Thereafter, withdrawals can be requested every 30 days. |
| News Trading | N/A | ±3 min | Funded RulesTrading within 3 minutes before or after a News Event is prohibited. |
| Rule Area | Challenge Rules | Funded Rules | Notes |
|---|---|---|---|
| Profit Target | 10% | N/A | Challenge RulesReach a 10% profit target during the Evaluation stage to successfully complete the challenge. |
| Daily Drawdown | 5% | 5% | Challenge RulesThe maximum Daily Drawdown is 5%. Traders must remain within this limit throughout the Evaluation. Funded RulesThe Funded Account has a maximum Daily Drawdown of 5%. |
| Maximum Drawdown | 6% STATIC | 6% STATIC | Challenge RulesThe maximum account drawdown is 6% and is STATIC. The drawdown threshold does not trail upward as the account reaches new highs. Funded RulesThe Funded Account has a 6% STATIC maximum drawdown. The drawdown threshold does not trail upward as the account reaches new highs. |
| Consistency Rule | 25% | 25% | Challenge RulesThe 25% Consistency Rule applies during the Evaluation stage. No single trading day may account for more than 25% of the total profit generated. Funded RulesThe 25% Consistency Rule remains in effect on the Funded Account. No single trading day may account for more than 25% of the total profit generated. |
| Leverage | Up to 1:50 | Up to 1:50 | Challenge RulesTrading leverage of up to 1:50 is available on the $10 MINI Challenge. Funded RulesTrading leverage of up to 1:50 remains available on the Funded Account. |
| Weekend Holding | No | No | Weekend Holding is not included with the standard $10 MINI plan. |
| Expert Advisors | Yes | Yes | Expert Advisors (EAs) are allowed, giving traders the flexibility to use automated trading tools and strategies. |
| Trade Copier | Yes | Yes | Trade copiers are allowed, making it possible to replicate trades across your own eligible trading accounts. |
| News Trading | Prohibited | Prohibited | Challenge RulesNews trading is not permitted on this plan, following the same news-trading rules that apply to ARCTIC's other non-Futures products. Funded RulesNews trading is not permitted on the Funded Account, following the same rules that apply to ARCTIC's other non-Futures products. |
| Profit Split | N/A | 60% | Funded RulesFunded traders receive a 60% share of eligible profits. |
| Profit Requirement | N/A | $300 | Funded RulesA 3% profit requirement applies to the Funded / payout stage. |
| Buffer | N/A | $300 | Funded RulesBuffer details for the $10 MINI Funded Account will be confirmed. |
Account Rules
| Rule Area | Account Rules | Notes |
|---|---|---|
| Daily Drawdown | 3% | The most you can lose in a single day: 3% of your account. It trails the highest of your balance or equity for the day. |
| Max Drawdown (EOD Trailing) | 4% | The most your account can drop overall: 4% of your account. It trails your end-of-day high and locks once you take a payout. |
| Leverage | 1:50 | Leverage of up to 1:50 on your positions. |
| Time Limit | None | No minimum or maximum trading days. Trade at your own pace. |
| Inactivity Limit | 14 Days | The account must be traded at least once every 14 days to stay active. |
| Overnight Holding | Yes | Traders are allowed to hold positions overnight. However, please be aware that during the rollover period, market conditions may become unstable, resulting in wider spreads, increased volatility, and potential slippage. |
Payout Rules
| Rule Area | Payout Rules | Notes |
|---|---|---|
| Profit Split | 75% | You keep 75% of the profits you withdraw. |
| Consistency Rule | 15% | Your best trading day must make up 15% or less of your total profit when you request a payout. |
| Profit Buffer | 5% | 5% of the account size in profit must stay in the account. Profit above this buffer can be withdrawn. |
| Min Withdrawal | 1% | The smallest amount you can request in one payout: 1% of the account size. |
| First Payout | Anytime | No waiting period — you can request your first payout as soon as you meet the rules. |
| Next Payouts | Every 30 Days | After a payout, you can request the next one 30 days later. |
The Daily Loss Limit is the maximum amount an account may lose in a single trading day. This limit resets each day at 5:00 PM EST. It is calculated using the greater of the prior day’s end of day balance (closed P&L only) or the prior day’s end of day equity (balance plus open P&L). This ensures unrealized gains at the end of the trading day are reflected when determining the allowable loss for the next session.
If you finish the day with open positions in profit, equity is higher than balance and equity is used. If you finish with no open positions, balance and equity are the same and balance is used. If you finish with open positions in a loss, equity is lower than balance and the balance is used.
Example: A $100,000 account with a 5% Daily Loss Limit. At the 5:00 PM EST reset the balance is $100,000 with open positions in profit, giving equity of $102,000. Because equity is higher, the limit is calculated from $102,000 — 5% is $5,100, so the account breaches if intraday equity touches $96,900. With no open positions (or positions in a loss), the limit is based on the $100,000 balance, giving a breach level of $95,000.
Maximum Drawdown is set at 6% on One Step plans and, on Two Step plans, 8% during the assessment and 7% once funded. It is static (using CLOSED BALANCE) and therefore remains at the same value for as long as the account remains active.
Example (Two Step funded, 7%): With a $100,000 starting balance you can draw down to $93,000 before violating the rule. If you take the account to $102,000 in closed balance, your Maximum Drawdown stays locked at $93,000. On a One Step plan (6%) the level would be $94,000. Regardless of how high the account goes, the drawdown level does not move — note you can still violate the daily drawdown.
All plans have “Lock Upon Payout” enabled by default. Traders can elect to purchase an add-on for 25% of the purchase price to disable this feature.
Example: A trader has a $100,000 account and grows the balance to $110,000. When the trader submits a payout request, the maximum drawdown becomes permanently locked at the original starting balance of $100,000. From that point forward the account balance may not fall below $100,000 — if it does, the account is considered breached.
• CFD: 1 lot = $100k notional
• Index: 1 lot = 1 contract (exceptions: SPX500 — 1 lot = 10 contracts, JPN225 — 1 lot = 500 contracts)
• Cryptos: 1 lot = 1 coin
• Silver: 1 lot = 5,000 ounces
• Gold: 1 lot = 100 ounces
• Oil: 1 lot = 100 barrels
Your first withdrawal can be requested at any time, subject to an 80/20 profit split. Thereafter you can request a withdrawal of gains every 30 days. When a withdrawal is approved we also withdraw our share of the gains. The drawdown does not reset when you request a withdrawal.
Example: You have taken an account from $100,000 to $120,000 and request a withdrawal of $16,000. You receive $12,800 and we retain $3,200. The account balance drops to $104,000 and your Maximum Drawdown locks at the starting balance unless you purchased the add-on to disable it. If you withdraw all of your profits you will violate the Maximum Drawdown rule and lose the account.
You are prohibited from using any trading strategy expressly prohibited by the Company or the Liquidity Providers it uses. Prohibited Trading shall include, but not be limited to:
• Exploiting errors or latency in the pricing and/or platform(s) provided by the Liquidity Provider
• Utilizing non-public and/or insider information
• Front-running of trades placed elsewhere
• Trading in any way that jeopardizes the relationship the Company has with a Liquidity Provider or may result in the canceling of trades
• Trading in any way that creates regulatory issues for the Liquidity Provider
• Utilizing any third-party strategy, off-the-shelf strategy or one marketed to pass challenge accounts
• Utilizing one strategy to pass an assessment and then a different strategy in a funded account, as determined by the Company at their discretion
• Attempting to arbitrage an assessment account with another account with the Company or any third-party company, as determined by the Company in its sole and absolute discretion
If the Company detects that your trading constitutes Prohibited Trading, your participation in the program will be terminated and may include forfeiture of any fees paid. Before any trader receives a funded account, trading activity is reviewed by the Company and the Liquidity Provider. The Company also reserves the right to disallow or block any trader from participating for any reason, in its sole and absolute discretion.